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The Mid-Cornwall Floods: One Year On

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5:55am 17th November 2011

Revealed: the big insurance bills facing businesses battered by the floods in mid-Cornwall.

A year ago, places like Mevagissey and Pentewan were hit by a month's worth of rain in just a few hours.

Homes were waist deep in water.

Shops and pubs all but destroyed.

floods m4  November Floods

Now some have told Pirate FM their premiums have shot up 25%

What is worse, they are facing excesses in the region of £10'000.

Keith Watson runs Mevagissey News and lost everything, when a 4ft wave washed through the shop.

He wants more support from the government: "I've never claimed on my insurance policy for twenty-four years that I've been here. I mean, we had to claim a lot of money on the policy this time round. I don't see why I and everybody else should have to be penalised for a one-off situation.

"I've heard other people say that they've paid double, three times their insurance with big flood excesses on their policies. As much as between five and ten thousand, so I hear, some people, some businesses. Some people, I gather, can't even get insurance".

Hear Keith's story:


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Later, new community flood plans from Mevagissey to Par are being revealed.

They will include information on what action to take if floods hit, designated wardens and local rest centres and a list of emergency numbers.

The Environment Agency is behind it.

Spokesman Andrew Houghton says, "Immediately after that we held flood surgeries in each of the main affected communities to get their feedback and hear from them what they thought the flooding mechanisms were and what we could do to help them. Moving on from that we've been working with them in trying to agree the improvements and we'll continue to do so".

November Floods

Kim Barker runs the Ship Inn at Mevagissey and the Ship Inn at Pentewan; both were devastated.

Hear Kim's story:

Mick Hutchinson lives at Pentewan and after being faced with 5ft of water washing through his home in 1997, came face to face with 3ft of water this time last year; he had to replace everything.

Hear Mick's story:


Click here for the Environment Agency's advice and information on flooding and improvement works.

5:55am 17th November 2011

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