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8:00am 4th March 2012
A grieving Liskeard mum warns us to watch out for loan scams.
Louise Alders wanted to borrow money to buy a headstone for her son, who died from cancer last year.
She says she was called by a company who offered five thousand pounds, but wanted costs paid up front.
Despite shelling out hundreds of pounds, the cash never appeared:
"It's disgusting how they prey on the vulnerable and, as I say, I don't usually go for loans. I was only going for a loan for my son's headstone and now I've been left £450 pounds in debt"
"I've got two children, I've got a three year old and a six year old. I've had to go to food banks to get food for my children because I've got no money"
Duchy Trading Standards warns the economic downturn is putting more families at risk of things like scams and loan sharks.
Senior officer Martin Fisher says research is the key:
"Use something you've heard of and you've seen advertised in the paper. Look for something with a UK address, Google everything you've got. It is very difficult to give some sort of magic wand that will make everybody safe. All I would say is just be very, very careful"
"Just be very very sceptical. Particularly if it looks easy and particularly if you're a bad credit risk and they say 'absolutely, five thousand pounds coming straight through' Not many 'proper' businesses will do that"8:00am 4th March 2012
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