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Cornish Flood Insurance Crisis
8:01am 16th June 2013
Pirate FM has learnt every homeowner in Cornwall could have to pay more insurance to help cover flood victims.
It is one suggestion on the table as the government tries to hammer out a new deal with companies.
The current one which means they have to pay out is due to run out in July.
Viv Evans' fish and chip shop in Newlyn has been hit twice in six months.
She said: "More should be done to find the cause of these floods. Why can't the river be dredged? Why can't something practical be done, apart from expecting everybody else now to pay more insurance?
"We should address the issues elsewhere. There has to be some practical strategies or something put together, that stops this flooding, not just for us, but for all the other areas that have been flooded."
Alan Goddard, Managing Director of insurance firm Cornish Mutual, has urged the government to act fast.
He said: "One of the things which most citizens can expect their government to do, is to help them feel safe in their homes. When people have to turn out of their homes in the middle of the night, because flood water is flowing down the street and into their homes, and the added worry of not having flood insurance, I think it's a pretty poor outturn.
"It's not unknown for people who have to move homes for flood, to be out of their home whilst it's repaired, for as long as twelve, eighteen months, and that is life changing, terribly traumatic. If there's no insurance there, or insurance becomes so expensive that you can't afford it, that is doubly traumatic."
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