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Money-Saving Tips for Families

23rd March 2020

For many families, making ends meet is a monthly struggle, but there are several tricks you can use to help stretch your budget. It can take time to build up these habits, but once you start and stick to it, you will soon find that it becomes second nature.

Shop Smarter for Groceries

Food shopping likely makes up a significant amount of your monthly spend, but there is money to be saved on groceries with a bit of careful planning. Put a weekly menu plan together with a shopping list of everything you need for that week. When you go shopping, don’t deviate from the list and have your coupons in an envelope with your list written on top so that you remember to use them.

By reducing the amount of time that you spend in the supermarket, you will automatically reduce your overall expenditure.

It’s also a good idea to organise your meals so that you can use up leftover groceries from the night before. Eliminating your waste can help make your food go much further.

Try shopping online too so that you can sort by price and pick up bargains and sale items.

Check Your Outgoings

You may be surprised to find out that you have regular payments for services you no longer use. Cancel the gym membership if you don’t use it and consider whether you really need things like a landline to your home. Also, do you really watch all those TV channels you are paying for? Cancelling a few items here and there can create significant savings over time.

Look for Bargains

There are several ways to get coupons and vouchers for money off items. For beauty products, try Lookfantastic discount codes to get your favourite products for less. For big ticket items, surf the net to find discounts or sales, or even consider buying the item second hand.

Get the Most Out of Your Rewards Programs
Rewards programs are available for almost anything these days, but it often goes further than simply collecting points. Take a moment to fully understand how they work and make sure you are utilising them to their full potential.

Make sure your credit card is working hard for you in this respect and consider changing your provider to one that offers better rewards. This can help pay for luxuries like holidays if you are smart about it.

Sell the Stuff You No Longer Use

Both eBay and Facebook are great resources for getting rid of old bits of furniture, clothes and bric-a-brac that you no longer use. One man’s rubbish is another man’s treasure, and you will be surprised at the extra income you can generate this way.


Hit the Charity Shops

Charity shops are great places for clothes, but they also stock lots of other household items. This is the ultimate place to pick up a bargain, but be careful that you don’t fall into the trap of purchasing an item just because it’s a bargain. Stick to what you need.

Posted by Mark at 8:18am

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